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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,768 | $88,754+113.8% | $81,820+131.9% | $145,877+30.1% |
| Participation rate | 11.8% | 75.1%-63.3pp | 72.4%-60.6pp | 80.3%-68.5pp |
| Annual return | 11.44% | 1031.77%-1020.3pp | 777.93%-766.5pp | 551.28%-539.8pp |
| Employer contribution / active EE | $864 | $3,085-72.0% | $2,915-70.4% | $4,663-81.5% |
| Participant deferral / active EE | $2,706 | $4,648-41.8% | $4,323-37.4% | $6,691-59.6% |
| Admin fee / account holder | $1,854 | $8,424-78.0% | $7,391-74.9% | $13,402-86.2% |