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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,222 | $57,305-87.4% | $86,640-91.7% | $75,173-90.4% |
| Participation rate | 60.7% | 63.2%-2.5pp | 71.7%-11.0pp | 67.2%-6.5pp |
| Annual return | 29.90% | 2674.24%-2644.3pp | 592.52%-562.6pp | 160.72%-130.8pp |
| Employer contribution / active EE | $1,246 | $2,316-46.2% | $3,024-58.8% | $2,671-53.3% |
| Participant deferral / active EE | $2,227 | $3,320-32.9% | $4,438-49.8% | $4,126-46.0% |
| Admin fee / account holder | $213 | $4,116-94.8% | $5,616-96.2% | $5,651-96.2% |