Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,451 | $91,439-70.0% | $135,974-79.8% | $71,511-61.6% |
| Participation rate | 7.7% | 75.7%-67.9pp | 81.9%-74.2pp | 67.9%-60.2pp |
| Annual return | 21.59% | 29.90%-8.3pp | 68.30%-46.7pp | 28.86%-7.3pp |
| Employer contribution / active EE | $0 | $3,705-100.0% | $4,859-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $492 | $7,093-93.1% | $7,760-93.7% | $4,291-88.5% |
| Admin fee / account holder | $418 | $1,267-67.0% | $10,767-96.1% | $1,588-73.7% |