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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,495 | $79,961-40.6% | $98,462-51.8% | $75,177-36.8% |
| Participation rate | 88.9% | 70.4%+18.5pp | 75.2%+13.7pp | 67.2%+21.7pp |
| Annual return | 89.19% | 19.75%+69.4pp | 21.17%+68.0pp | 160.75%-71.6pp |
| Employer contribution / active EE | $5,408 | $2,264+138.9% | $3,049+77.4% | $2,671+102.5% |
| Participant deferral / active EE | $3,034 | $3,753-19.2% | $4,738-36.0% | $4,126-26.5% |
| Admin fee / account holder | $1,312 | $6,842-80.8% | $8,875-85.2% | $5,651-76.8% |