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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,981 | $181,062-92.3% | $158,223-91.2% | $155,188-91.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 103.77% | 57.39%+46.4pp | 52.09%+51.7pp | 148.84%-45.1pp |
| Employer contribution / active EE | $2,152 | $4,565-52.8% | $4,109-47.6% | $4,248-49.3% |
| Participant deferral / active EE | $3,011 | $6,134-50.9% | $5,467-44.9% | $6,531-53.9% |
| Admin fee / account holder | $768 | $18,825-95.9% | $16,047-95.2% | $14,480-94.7% |