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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,758 | $183,516-93.6% | $155,534-92.4% | $145,884-91.9% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 16.72% | 61.43%-44.7pp | 64.92%-48.2pp | 551.85%-535.1pp |
| Employer contribution / active EE | $1,373 | $5,315-74.2% | $4,675-70.6% | $4,662-70.6% |
| Participant deferral / active EE | $4,610 | $6,467-28.7% | $5,630-18.1% | $6,690-31.1% |
| Admin fee / account holder | $2,766 | $19,293-85.7% | $15,900-82.6% | $13,392-79.3% |