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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,981 | $185,312-92.5% | $161,489-91.3% | $154,746-91.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 103.77% | 103.84%-0.1pp | 89.72%+14.0pp | 172.34%-68.6pp |
| Employer contribution / active EE | $2,152 | $4,769-54.9% | $4,268-49.6% | $4,379-50.9% |
| Participant deferral / active EE | $3,011 | $6,350-52.6% | $5,630-46.5% | $6,730-55.3% |
| Admin fee / account holder | $768 | $18,654-95.9% | $16,006-95.2% | $14,365-94.7% |