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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,443 | $149,446-70.3% | $256,809-82.7% | $94,015-52.7% |
| Participation rate | 96.0% | 85.3%+10.7pp | 88.5%+7.5pp | 70.8%+25.2pp |
| Annual return | 18.72% | 17.55%+1.2pp | 32.73%-14.0pp | 17.84%+0.9pp |
| Employer contribution / active EE | $3,028 | $4,596-34.1% | $7,263-58.3% | $2,790+8.5% |
| Participant deferral / active EE | $7,148 | $6,491+10.1% | $9,520-24.9% | $4,249+68.2% |
| Admin fee / account holder | $2,310 | $24,035-90.4% | $25,146-90.8% | $8,951-74.2% |