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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,852 | $138,102-87.1% | $125,381-85.8% | $134,532-86.7% |
| Participation rate | 90.5% | 84.5%+6.0pp | 82.4%+8.1pp | 81.2%+9.2pp |
| Annual return | -27.28% | 750.73%-778.0pp | 572.31%-599.6pp | 418.27%-445.5pp |
| Employer contribution / active EE | $5,201 | $5,245-0.8% | $4,815+8.0% | $4,741+9.7% |
| Participant deferral / active EE | $5,108 | $7,801-34.5% | $7,448-31.4% | $6,401-20.2% |
| Admin fee / account holder | $1,145 | $11,568-90.1% | $10,007-88.6% | $11,429-90.0% |