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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,282 | $93,589-63.4% | $135,942-74.8% | $75,181-54.4% |
| Participation rate | 70.7% | 75.2%-4.5pp | 81.9%-11.2pp | 67.2%+3.5pp |
| Annual return | 1409.54% | 30.90%+1378.6pp | 68.28%+1341.3pp | 160.69%+1248.9pp |
| Employer contribution / active EE | $1,973 | $3,537-44.2% | $4,858-59.4% | $2,671-26.1% |
| Participant deferral / active EE | $3,490 | $6,405-45.5% | $7,759-55.0% | $4,126-15.4% |
| Admin fee / account holder | $1,148 | $6,977-83.5% | $10,764-89.3% | $5,650-79.7% |