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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,201 | $69,511-33.5% | $94,664-51.2% | $71,511-35.4% |
| Participation rate | 88.1% | 78.4%+9.6pp | 80.8%+7.2pp | 67.9%+20.1pp |
| Annual return | 41.88% | 29.67%+12.2pp | 156.84%-115.0pp | 28.86%+13.0pp |
| Employer contribution / active EE | $4,904 | $2,853+71.9% | $3,673+33.5% | $2,589+89.4% |
| Participant deferral / active EE | $12,952 | $7,348+76.3% | $7,417+74.6% | $4,291+201.9% |
| Admin fee / account holder | $3,668 | $1,211+202.9% | $7,222-49.2% | $1,588+130.9% |