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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,140 | $70,486-71.4% | $100,535-80.0% | $79,856-74.8% |
| Participation rate | 82.1% | 73.6%+8.5pp | 79.4%+2.7pp | 69.6%+12.5pp |
| Annual return | 251.09% | 21.90%+229.2pp | 30.90%+220.2pp | 31.71%+219.4pp |
| Employer contribution / active EE | $2,898 | $2,165+33.9% | $3,419-15.2% | $2,471+17.3% |
| Participant deferral / active EE | $7,290 | $5,182+40.7% | $6,271+16.2% | $3,741+94.9% |
| Admin fee / account holder | $1,719 | $4,480-61.6% | $8,085-78.7% | $5,306-67.6% |