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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,357 | $95,762-17.1% | $379,746-79.1% | $79,858-0.6% |
| Participation rate | 63.5% | 74.0%-10.5pp | 78.4%-14.9pp | 69.6%-6.1pp |
| Annual return | 10.36% | 18.26%-7.9pp | 34.90%-24.5pp | 31.72%-21.4pp |
| Employer contribution / active EE | $3,164 | $2,695+17.4% | $3,540-10.6% | $2,471+28.1% |
| Participant deferral / active EE | $7,636 | $4,705+62.3% | $6,024+26.8% | $3,740+104.2% |
| Admin fee / account holder | $32,329 | $6,745+379.3% | $7,927+307.9% | $5,306+509.3% |