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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,567 | $136,860-82.0% | $120,344-79.6% | $154,746-84.1% |
| Participation rate | 70.0% | 79.9%-9.9pp | 76.7%-6.7pp | 80.7%-10.7pp |
| Annual return | 20.93% | 21.38%-0.4pp | 20.30%+0.6pp | 172.34%-151.4pp |
| Employer contribution / active EE | $423 | $3,533-88.0% | $3,020-86.0% | $4,379-90.3% |
| Participant deferral / active EE | $3,189 | $5,793-44.9% | $5,135-37.9% | $6,730-52.6% |
| Admin fee / account holder | $1,544 | $15,393-90.0% | $12,742-87.9% | $14,365-89.2% |