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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,715 | $110,212-93.0% | $96,534-92.0% | $139,466-94.5% |
| Participation rate | 70.0% | 78.1%-8.1pp | 76.0%-6.0pp | 80.3%-10.3pp |
| Annual return | 27.05% | 26.42%+0.6pp | 25.88%+1.2pp | 373.66%-346.6pp |
| Employer contribution / active EE | $404 | $3,620-88.8% | $2,965-86.4% | $4,754-91.5% |
| Participant deferral / active EE | $3,071 | $5,547-44.7% | $4,851-36.7% | $6,712-54.3% |
| Admin fee / account holder | $1,297 | $11,599-88.8% | $8,253-84.3% | $11,409-88.6% |