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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,689 | $99,053-92.2% | $88,179-91.3% | $138,895-94.5% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.1%-2.5pp | 79.9%-13.3pp |
| Annual return | 20.36% | 78.17%-57.8pp | 64.97%-44.6pp | 145.39%-125.0pp |
| Employer contribution / active EE | $4,400 | $2,882+52.7% | $2,549+72.6% | $4,194+4.9% |
| Participant deferral / active EE | $4,307 | $5,225-17.6% | $4,614-6.6% | $6,396-32.7% |
| Admin fee / account holder | $18,919 | $8,748+116.3% | $7,673+146.6% | $12,562+50.6% |