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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,144 | $157,276-92.3% | $141,177-91.4% | $152,885-92.1% |
| Participation rate | 89.5% | 84.8%+4.7pp | 82.5%+7.0pp | 82.5%+7.0pp |
| Annual return | 23.88% | 64.33%-40.5pp | 71.40%-47.5pp | 345.39%-321.5pp |
| Employer contribution / active EE | $1,891 | $5,262-64.1% | $4,736-60.1% | $4,763-60.3% |
| Participant deferral / active EE | $5,263 | $7,110-26.0% | $6,710-21.6% | $5,851-10.0% |
| Admin fee / account holder | $3,009 | $12,123-75.2% | $10,263-70.7% | $11,598-74.1% |