See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RSM US LLP3 years Service code 10 · EIN 42-0714325 | Accounting | $49,350 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 27 · EIN 43-1270780 | Advisory (Plan) | $44,480 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $26,850 |
Filed as: FIRST ALLIED ADVISORY SVCS Service code 26 · EIN 20-4187012 | Advisory (Participants) | $15,021 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,012 | $47,126+21.0% | $149,673-61.9% | $74,419-23.4% |
| Participation rate | 29.3% | 63.4%-34.1pp | 78.8%-49.4pp | 70.7%-41.4pp |
| Annual return | 17.75% | 22.75%-5.0pp | 134.42%-116.7pp | 34.38%-16.6pp |
| Employer contribution / active EE | $8 | $1,905-99.6% | $4,818-99.8% | $2,637-99.7% |
| Participant deferral / active EE | $1,064 | $2,728-61.0% | $5,680-81.3% | $4,528-76.5% |
| Admin fee / account holder | $503 | $343+46.7% | $13,210-96.2% | $348+44.5% |