See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIRST ALLIED ADVISORY SVCS Service code 26 · EIN 20-4187012 | Advisory (Participants) | $51,975 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVCS Service code 15 · EIN 01-0233346 | Recordkeeping | $21,224 |
RSM US LLP1 year Service code 27 · EIN 42-0714325 | Advisory (Plan) | $21,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,383 | $56,485+35.2% | $185,823-58.9% | $86,799-12.0% |
| Participation rate | 40.9% | 65.5%-24.5pp | 81.7%-40.8pp | 72.3%-31.3pp |
| Annual return | 20.98% | 118.04%-97.1pp | 122.05%-101.1pp | 97.91%-76.9pp |
| Employer contribution / active EE | $0 | $1,843-100.0% | $5,167-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $964 | $2,553-62.2% | $5,568-82.7% | $4,131-76.7% |
| Admin fee / account holder | $396 | $150+164.6% | $16,237-97.6% | $170+133.4% |