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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,714 | $123,155-74.2% | $108,753-70.8% | $155,188-79.6% |
| Participation rate | 33.3% | 75.6%-42.3pp | 71.1%-37.8pp | 80.8%-47.5pp |
| Annual return | 8.25% | 44.73%-36.5pp | 37.47%-29.2pp | 148.84%-140.6pp |
| Employer contribution / active EE | $577 | $2,811-79.5% | $2,427-76.2% | $4,248-86.4% |
| Participant deferral / active EE | $1,382 | $4,623-70.1% | $4,115-66.4% | $6,531-78.8% |
| Admin fee / account holder | $5,298 | $12,126-56.3% | $10,320-48.7% | $14,480-63.4% |