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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,783 | $162,529-90.3% | $130,788-87.9% | $154,746-89.8% |
| Participation rate | 40.0% | 75.9%-35.9pp | 70.1%-30.1pp | 80.7%-40.7pp |
| Annual return | 19.82% | 510.48%-490.7pp | 386.44%-366.6pp | 172.34%-152.5pp |
| Employer contribution / active EE | $983 | $4,447-77.9% | $3,558-72.4% | $4,379-77.5% |
| Participant deferral / active EE | $1,270 | $4,808-73.6% | $4,137-69.3% | $6,730-81.1% |
| Admin fee / account holder | $561 | $7,669-92.7% | $6,673-91.6% | $14,365-96.1% |