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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,765 | $176,688-84.3% | $130,660-78.8% | $152,897-81.8% |
| Participation rate | 27.3% | 79.0%-51.7pp | 71.7%-44.5pp | 82.5%-55.2pp |
| Annual return | 14.58% | 2693.08%-2678.5pp | 1709.29%-1694.7pp | 345.43%-330.8pp |
| Employer contribution / active EE | $1,185 | $5,743-79.4% | $4,092-71.0% | $4,764-75.1% |
| Participant deferral / active EE | $1,907 | $4,362-56.3% | $3,603-47.1% | $5,851-67.4% |
| Admin fee / account holder | $44,464 | $7,131+523.5% | $5,463+713.9% | $11,599+283.3% |