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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,020 | $169,356-90.0% | $129,406-86.8% | $145,897-88.3% |
| Participation rate | 18.2% | 76.5%-58.3pp | 69.6%-51.5pp | 80.3%-62.1pp |
| Annual return | 14.31% | 14418.62%-14404.3pp | 9468.18%-9453.9pp | 552.29%-538.0pp |
| Employer contribution / active EE | $714 | $5,542-87.1% | $4,155-82.8% | $4,663-84.7% |
| Participant deferral / active EE | $856 | $4,987-82.8% | $4,167-79.5% | $6,689-87.2% |
| Admin fee / account holder | $338 | $9,915-96.6% | $7,689-95.6% | $13,390-97.5% |