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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,191 | $134,001-84.9% | $112,258-82.0% | $134,509-85.0% |
| Participation rate | 43.8% | 78.6%-34.8pp | 75.1%-31.3pp | 81.2%-37.5pp |
| Annual return | -17.88% | 47.15%-65.0pp | 27.47%-45.4pp | 418.13%-436.0pp |
| Employer contribution / active EE | $2,087 | $4,039-48.3% | $3,636-42.6% | $4,741-56.0% |
| Participant deferral / active EE | $3,834 | $5,291-27.5% | $4,728-18.9% | $6,400-40.1% |
| Admin fee / account holder | $1,037 | $7,491-86.2% | $6,411-83.8% | $11,427-90.9% |