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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,256 | $27,936-52.5% | $58,561-77.4% | $75,173-82.4% |
| Participation rate | 23.8% | 38.8%-15.0pp | 50.9%-27.1pp | 67.2%-43.4pp |
| Annual return | 34.62% | 44.21%-9.6pp | 4251.33%-4216.7pp | 160.72%-126.1pp |
| Employer contribution / active EE | $455 | $670-32.0% | $1,053-56.8% | $2,671-83.0% |
| Participant deferral / active EE | $1,359 | $1,202+13.0% | $1,923-29.4% | $4,126-67.1% |
| Admin fee / account holder | $73 | $1,727-95.8% | $2,520-97.1% | $5,651-98.7% |