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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,263 | $69,118-86.6% | $53,647-82.7% | $138,895-93.3% |
| Participation rate | 12.5% | 64.0%-51.5pp | 56.3%-43.8pp | 79.9%-67.4pp |
| Annual return | 25.27% | 248.26%-223.0pp | 358.33%-333.1pp | 145.39%-120.1pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $409 | $2,274-82.0% | $1,813-77.5% | $6,396-93.6% |
| Admin fee / account holder | $32 | $2,724-98.8% | $2,460-98.7% | $12,562-99.7% |