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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INVESTORS SERVICES LLC Service code 27 PO BOX 9500 · SPRINGFIELD, MA 011029500 | Advisory (Plan) | $29,251 |
Filed as: EMPOWER ANNUITY INSURANCE CO. OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,669 |
Service code 27 6721 COLUMBIA GATEWAY DR · COLUMBIA, MD 21046 | Advisory (Plan) | $17,559 |
Filed as: TIGER'S EYE BENEFITS CONSULTING Service code 13 147 WEST WASHINGTON STREET · HAGERSTOWN, MD 21740 | Contract Administrator | $11,190 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,038 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,875 | $122,239-55.9% | $184,200-70.8% | $74,546-27.7% |
| Participation rate | 93.1% | 85.5%+7.6pp | 86.8%+6.2pp | 67.2%+25.9pp |
| Annual return | 12.85% | 19.95%-7.1pp | 28.80%-15.9pp | 1366.03%-1353.2pp |
| Employer contribution / active EE | $1,627 | $4,537-64.1% | $6,424-74.7% | $2,624-38.0% |
| Participant deferral / active EE | $4,536 | $7,139-36.5% | $9,132-50.3% | $4,347+4.3% |
| Admin fee / account holder | $420 | $1,260-66.6% | $13,907-97.0% | $1,944-78.4% |