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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,176 | $105,200-68.5% | $159,474-79.2% | $85,847-61.4% |
| Participation rate | 87.7% | 75.8%+11.9pp | 82.8%+4.9pp | 69.3%+18.4pp |
| Annual return | 361.36% | 45.08%+316.3pp | 263.68%+97.7pp | 318.61%+42.8pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $10,819 | $5,946+82.0% | $7,353+47.1% | $3,952+173.7% |
| Admin fee / account holder | $781 | $6,934-88.7% | $10,802-92.8% | $6,261-87.5% |