Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,485 | $95,406-91.1% | $185,849-95.4% | $85,847-90.1% |
| Participation rate | 23.5% | 68.8%-45.2pp | 81.7%-58.2pp | 69.3%-45.8pp |
| Annual return | 15.66% | 23.59%-7.9pp | 122.10%-106.4pp | 318.61%-303.0pp |
| Employer contribution / active EE | $515 | $3,314-84.5% | $5,169-90.0% | $2,565-79.9% |
| Participant deferral / active EE | $968 | $3,424-71.7% | $5,569-82.6% | $3,952-75.5% |
| Admin fee / account holder | $1,711 | $7,214-76.3% | $16,244-89.5% | $6,261-72.7% |