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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,296 | $209,428-30.6% | $178,498-18.6% | $158,950-8.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.37% | 188.78%-167.4pp | 151.09%-129.7pp | 302.91%-281.5pp |
| Employer contribution / active EE | $23,206 | $5,707+306.6% | $5,011+363.1% | $4,762+387.3% |
| Participant deferral / active EE | $18,262 | $5,955+206.7% | $5,202+251.1% | $5,983+205.3% |
| Admin fee / account holder | $2,448 | $17,077-85.7% | $13,985-82.5% | $11,248-78.2% |