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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3 years Service code 12 · EIN 93-1253576 | Claims processing; Direct payment fro... | $27,455 |
LUMIN FINANCIAL, LLC2 years Service code 10 · EIN 26-2587852 | Accounting | $4,029 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,608 | $76,696-75.7% | $96,515-80.7% | $71,511-74.0% |
| Participation rate | 88.8% | 66.6%+22.2pp | 74.3%+14.4pp | 67.9%+20.8pp |
| Annual return | 27.48% | 48.32%-20.8pp | 35.73%-8.2pp | 28.86%-1.4pp |
| Employer contribution / active EE | $754 | $3,032-75.1% | $3,740-79.8% | $2,589-70.9% |
| Participant deferral / active EE | $4,693 | $3,770+24.5% | $4,880-3.8% | $4,291+9.4% |
| Admin fee / account holder | $161 | $2,030-92.1% | $6,735-97.6% | $1,588-89.9% |