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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $20,351 |
LUMIN FINANCIAL, LLC1 year Service code 10 · EIN 26-2587852 | Accounting | $12,253 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,352 | $64,176-80.8% | $112,263-89.0% | $66,949-81.5% |
| Participation rate | 91.4% | 68.4%+23.0pp | 75.1%+16.3pp | 69.8%+21.6pp |
| Annual return | -17.75% | -13.80%-3.9pp | 27.49%-45.2pp | 1.57%-19.3pp |
| Employer contribution / active EE | $656 | $3,007-78.2% | $3,636-82.0% | $2,545-74.2% |
| Participant deferral / active EE | $4,509 | $3,694+22.1% | $4,729-4.7% | $4,239+6.4% |
| Admin fee / account holder | $182 | $626-70.9% | $6,410-97.2% | $594-69.3% |