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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,783 | $138,102-90.0% | $125,381-89.0% | $134,532-89.8% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | 281.60% | 750.73%-469.1pp | 572.31%-290.7pp | 418.27%-136.7pp |
| Employer contribution / active EE | $3,207 | $5,245-38.9% | $4,815-33.4% | $4,741-32.4% |
| Participant deferral / active EE | $4,603 | $7,801-41.0% | $7,448-38.2% | $6,401-28.1% |
| Admin fee / account holder | $1,199 | $11,568-89.6% | $10,007-88.0% | $11,429-89.5% |