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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,121 | $84,464-86.8% | $61,399-81.9% | $134,509-91.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -25.95% | 585.06%-611.0pp | 338.81%-364.8pp | 418.13%-444.1pp |
| Employer contribution / active EE | $3,770 | $1,545+144.1% | $1,159+225.2% | $4,741-20.5% |
| Participant deferral / active EE | $13,283 | $2,818+371.3% | $2,124+525.3% | $6,400+107.5% |
| Admin fee / account holder | $3,767 | $2,587+45.6% | $2,131+76.8% | $11,427-67.0% |