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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,144 | $29,670-42.2% | $56,054-69.4% | $80,911-78.8% |
| Participation rate | 6.3% | 41.7%-35.4pp | 52.5%-46.2pp | 67.6%-61.4pp |
| Annual return | 14.10% | 35.24%-21.1pp | 1705.95%-1691.8pp | 35.63%-21.5pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,039-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $642 | $1,227-47.7% | $1,952-67.1% | $4,297-85.1% |
| Admin fee / account holder | $50 | $2,431-98.0% | $2,822-98.2% | $6,935-99.3% |