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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,733 | $99,995-89.3% | $85,063-87.4% | $145,978-92.6% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 10.81% | 83.99%-73.2pp | 66.54%-55.7pp | 550.52%-539.7pp |
| Employer contribution / active EE | $1,056 | $3,231-67.3% | $2,727-61.3% | $4,662-77.3% |
| Participant deferral / active EE | $1,852 | $5,295-65.0% | $4,523-59.1% | $6,690-72.3% |
| Admin fee / account holder | $183 | $7,255-97.5% | $6,155-97.0% | $13,400-98.6% |