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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,271 | $239,571-84.4% | $183,328-79.7% | $137,256-72.8% |
| Participation rate | 84.6% | 82.4%+2.2pp | 77.3%+7.3pp | 80.0%+4.7pp |
| Annual return | 20.13% | 35.69%-15.6pp | 29.67%-9.5pp | 220.34%-200.2pp |
| Employer contribution / active EE | $7,970 | $6,148+29.6% | $5,055+57.7% | $4,156+91.8% |
| Participant deferral / active EE | $15,720 | $7,995+96.6% | $6,795+131.3% | $6,407+145.4% |
| Admin fee / account holder | $4,626 | $30,059-84.6% | $21,427-78.4% | $12,270-62.3% |