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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,795 | $157,276-89.3% | $141,177-88.1% | $152,885-89.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 877.70% | 64.33%+813.4pp | 71.40%+806.3pp | 345.39%+532.3pp |
| Employer contribution / active EE | $5,559 | $5,262+5.6% | $4,736+17.4% | $4,763+16.7% |
| Participant deferral / active EE | $7,359 | $7,110+3.5% | $6,710+9.7% | $5,851+25.8% |
| Admin fee / account holder | $746 | $12,123-93.8% | $10,263-92.7% | $11,598-93.6% |