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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92619 | Recordkeeping Fees | $15,546 |
Service code 27 8260 NORTHCREEK DR · CINCINNATI, OH 45236 | Advisory (Plan) | $15,544 |
Filed as: CREATIVE RETIREMENT SYSTEMS, INC Service code 13 25 MERCHANT STREET · CINCINNATI, OH 452463740 | Contract Administrator | $3,100 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,627 | $136,307-70.9% | $177,848-77.7% | $73,497-46.1% |
| Participation rate | 74.3% | 86.1%-11.8pp | 87.7%-13.4pp | 70.7%+3.7pp |
| Annual return | 23.92% | 18.68%+5.2pp | 48.33%-24.4pp | 28.51%-4.6pp |
| Employer contribution / active EE | $2,370 | $3,712-36.2% | $5,919-60.0% | $2,270+4.4% |
| Participant deferral / active EE | $3,812 | $5,829-34.6% | $7,714-50.6% | $3,740+1.9% |
| Admin fee / account holder | $166 | $596-72.1% | $12,431-98.7% | $513-67.7% |