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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,714 | $175,259-54.5% | $149,723-46.8% | $139,487-42.9% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 15.76% | 166.82%-151.1pp | 134.50%-118.7pp | 373.84%-358.1pp |
| Employer contribution / active EE | $9,086 | $5,478+65.8% | $4,821+88.4% | $4,755+91.1% |
| Participant deferral / active EE | $6,680 | $6,522+2.4% | $5,682+17.6% | $6,713-0.5% |
| Admin fee / account holder | $728 | $16,158-95.5% | $13,215-94.5% | $11,407-93.6% |