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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,714 | $175,212-54.5% | $149,682-46.7% | $139,427-42.8% |
| Participation rate | 63.6% | 83.4%-19.7pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 15.76% | 166.63%-150.9pp | 134.35%-118.6pp | 373.27%-357.5pp |
| Employer contribution / active EE | $9,086 | $5,475+65.9% | $4,818+88.6% | $4,752+91.2% |
| Participant deferral / active EE | $6,680 | $6,520+2.5% | $5,681+17.6% | $6,711-0.5% |
| Admin fee / account holder | $728 | $16,150-95.5% | $13,210-94.5% | $11,404-93.6% |