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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,896 | $23,330-91.9% | $64,489-97.1% | $82,448-97.7% |
| Participation rate | 0.0% | 68.3%-68.3pp | 67.7%-67.7pp | 68.1%-68.1pp |
| Annual return | 19.40% | 83.66%-64.3pp | 55.03%-35.6pp | 41.64%-22.2pp |
| Employer contribution / active EE | $477 | $824-42.1% | $1,523-68.7% | $2,551-81.3% |
| Participant deferral / active EE | $1,280 | $1,707-25.0% | $2,778-53.9% | $4,139-69.1% |
| Admin fee / account holder | $160,394 | $2,946+5345.2% | $4,260+3665.2% | $7,234+2117.1% |