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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,697 | $98,776-75.0% | $149,745-83.5% | $79,856-69.1% |
| Participation rate | 51.7% | 75.8%-24.1pp | 82.5%-30.8pp | 69.6%-17.9pp |
| Annual return | 40.48% | 27.38%+13.1pp | 276.72%-236.2pp | 31.71%+8.8pp |
| Employer contribution / active EE | $2,286 | $3,217-28.9% | $4,646-50.8% | $2,471-7.5% |
| Participant deferral / active EE | $4,497 | $5,681-20.9% | $6,843-34.3% | $3,741+20.2% |
| Admin fee / account holder | $0 | $6,053-100.0% | $9,312-100.0% | $5,306-100.0% |