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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,405 | $148,629-84.9% | $135,982-83.5% | $139,487-83.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 30.59% | 79.33%-48.7pp | 68.32%-37.7pp | 373.84%-343.2pp |
| Employer contribution / active EE | $4,458 | $5,247-15.0% | $4,859-8.2% | $4,755-6.2% |
| Participant deferral / active EE | $9,267 | $8,102+14.4% | $7,760+19.4% | $6,713+38.1% |
| Admin fee / account holder | $1,129 | $12,406-90.9% | $10,767-89.5% | $11,407-90.1% |