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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,405 | $148,558-84.9% | $135,925-83.5% | $139,427-83.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 30.59% | 79.22%-48.6pp | 68.25%-37.7pp | 373.27%-342.7pp |
| Employer contribution / active EE | $4,458 | $5,244-15.0% | $4,857-8.2% | $4,752-6.2% |
| Participant deferral / active EE | $9,267 | $8,101+14.4% | $7,759+19.4% | $6,711+38.1% |
| Admin fee / account holder | $1,129 | $12,401-90.9% | $10,764-89.5% | $11,404-90.1% |