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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,914 | $105,158-54.4% | $94,672-49.4% | $139,487-65.6% |
| Participation rate | 50.0% | 82.4%-32.4pp | 80.8%-30.8pp | 80.3%-30.3pp |
| Annual return | 12.99% | 38.11%-25.1pp | 156.89%-143.9pp | 373.84%-360.9pp |
| Employer contribution / active EE | $1,909 | $4,107-53.5% | $3,673-48.0% | $4,755-59.8% |
| Participant deferral / active EE | $4,015 | $7,599-47.2% | $7,417-45.9% | $6,713-40.2% |
| Admin fee / account holder | $37,541 | $8,972+318.4% | $7,222+419.8% | $11,407+229.1% |