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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,914 | $105,149-54.4% | $94,659-49.4% | $139,427-65.6% |
| Participation rate | 50.0% | 82.4%-32.4pp | 80.8%-30.8pp | 80.3%-30.3pp |
| Annual return | 12.99% | 38.04%-25.1pp | 156.75%-143.8pp | 373.27%-360.3pp |
| Employer contribution / active EE | $1,909 | $4,106-53.5% | $3,673-48.0% | $4,752-59.8% |
| Participant deferral / active EE | $4,015 | $7,600-47.2% | $7,419-45.9% | $6,711-40.2% |
| Admin fee / account holder | $37,541 | $8,986+317.8% | $7,232+419.1% | $11,404+229.2% |