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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,444 | $183,592-79.1% | $155,567-75.3% | $145,959-73.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 73.41% | 61.24%+12.2pp | 64.74%+8.7pp | 561.95%-488.5pp |
| Employer contribution / active EE | $3,241 | $5,315-39.0% | $4,674-30.7% | $4,661-30.5% |
| Participant deferral / active EE | $21,828 | $6,464+237.7% | $5,628+287.9% | $6,689+226.4% |
| Admin fee / account holder | $343 | $19,318-98.2% | $15,916-97.8% | $13,398-97.4% |