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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,000 | $185,312+147.7% | $161,489+184.2% | $154,746+196.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.28% | 103.84%-86.6pp | 89.72%-72.4pp | 172.34%-155.1pp |
| Employer contribution / active EE | $8,098 | $4,769+69.8% | $4,268+89.7% | $4,379+84.9% |
| Participant deferral / active EE | $29,125 | $6,350+358.7% | $5,630+417.3% | $6,730+332.7% |
| Admin fee / account holder | $7,982 | $18,654-57.2% | $16,006-50.1% | $14,365-44.4% |