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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,959 | $175,259-68.1% | $149,723-62.6% | $139,487-59.9% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 21.41% | 166.82%-145.4pp | 134.50%-113.1pp | 373.84%-352.4pp |
| Employer contribution / active EE | $11,156 | $5,478+103.6% | $4,821+131.4% | $4,755+134.6% |
| Participant deferral / active EE | $7,526 | $6,522+15.4% | $5,682+32.4% | $6,713+12.1% |
| Admin fee / account holder | $19,579 | $16,158+21.2% | $13,215+48.2% | $11,407+71.6% |