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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,620 | $69,012-58.5% | $160,037-82.1% | $68,490-58.2% |
| Participation rate | 80.0% | 65.4%+14.6pp | 78.0%+2.0pp | 67.9%+12.1pp |
| Annual return | -20.29% | -9.65%-10.6pp | 408.95%-429.2pp | -7.85%-12.4pp |
| Employer contribution / active EE | $3,684 | $2,212+66.5% | $4,226-12.8% | $2,597+41.9% |
| Participant deferral / active EE | $7,564 | $4,212+79.6% | $6,184+22.3% | $4,028+87.8% |
| Admin fee / account holder | $5,166 | $4,798+7.7% | $8,716-40.7% | $5,403-4.4% |