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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,126 | $183,516-47.6% | $155,534-38.2% | $145,884-34.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 14.98% | 61.43%-46.4pp | 64.92%-49.9pp | 551.85%-536.9pp |
| Employer contribution / active EE | $10,045 | $5,315+89.0% | $4,675+114.9% | $4,662+115.5% |
| Participant deferral / active EE | $4,870 | $6,467-24.7% | $5,630-13.5% | $6,690-27.2% |
| Admin fee / account holder | $2,362 | $19,293-87.8% | $15,900-85.1% | $13,392-82.4% |