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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,485 | $181,062-39.0% | $158,223-30.2% | $155,188-28.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 32.49% | 57.39%-24.9pp | 52.09%-19.6pp | 148.84%-116.4pp |
| Employer contribution / active EE | $17,891 | $4,565+291.9% | $4,109+335.4% | $4,248+321.2% |
| Participant deferral / active EE | $10,167 | $6,134+65.7% | $5,467+86.0% | $6,531+55.7% |
| Admin fee / account holder | $1,603 | $18,825-91.5% | $16,047-90.0% | $14,480-88.9% |